Plaintiffs’ Monitoring Activity to Mitigate Increased Risk of Identity Theft Sufficient for Article III Standing in the Sixth Circuit

The Sixth Circuit, in a 2-1 majority decision, has reinstated a class action lawsuit against Nationwide Mutual Insurance Company, finding that the plaintiffs’ alleged “imminent, immediate and continuing increased risk” of identify fraud after hackers accessed personal data on Nationwide’s servers constituted a “cognizable injury” under Article III. The court’s unpublished decision cited a range of alleged damages from the plaintiffs’ complaint including the time and expense of monitoring their own credit, as well as a study “purporting to show that in 2011 recipients of… Continue Reading