Part 3: Coverage Considerations Under CGL Policies for CCPA Violations

This blog post is our third in a multi-part series addressing what insurers need to know about the California Consumer Privacy Act (CCPA). Imagine this: You own a successful string of sporting goods stores across California. Not only do you sell goods directly, but you also finance large purchases to well-qualified buyers and have a generous rewards program. When customers log in to your website, you gather personal information (e.g., name, email address, cell number, etc.). In order to participate in the rewards…
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Understanding the California Consumer Privacy Act (CCPA): Part Two

The California Consumer Privacy Act of 2018 (CCPA) signed into law on June 28, 2018 is the nation’s toughest privacy law to date and could serve as a model for other states.With 18 months to go before its implementation, many things could happen prior to its effective date to change its current form and anticipated effect.  But before contemplating any changes, it’s important to understand its present form. Who Is Regulated by the CCPA The CCPA will regulate “Businesses,” defined as for-profit entities that have…
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Understanding the California Consumer Privacy Act (CCPA): Part One

In 2020, California Consumers will be granted new online privacy protections under a first-of-its-kind California law. A sweeping new privacy law — the California Consumer Privacy Act of 2018 (CCPA) is the nation’s toughest privacy law and could serve as a model for other states. The bill came to a vote in both houses on June 28, 2018. The assembly voted 69-0 to approve it shortly after the Senate approved it 36-0 , and was signed by Gov. Jerry Brown the same day. The CCPA…
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